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Learn more about home equity loans *APR=Annual Percentage Rate. The stated rate is the lowest rate available. Actual rate may vary and is based on credit history, loan-to-value and property status. Rates are subject to change at any time without notice. Closing costs will apply. Homeowner’s insurance is required on the property securing the loan.

Rate will be determined by individual credit worthiness. Rates advertised are the lowest rates available. Call for specific details. For home equity loans: At 3.99%.

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Finance home improvement projects and other expenses with a Home Equity Loan or a Home Equity Line of Credit (HELOC) from PNC. Check our current rates.

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The repo rate stands reduced by 35 basis points to 5.4 percent, taking the total quantum of rate cuts in 2019 to 110 basis points. At current levels, the repo rate is at its lowest since 2010. to.

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A home equity loan rate is the interest rate you pay on a home equity loan. This amount is typically a fixed rate, but some loans have a variable rate based on market conditions. In many cases these rates are lower than a credit card APR or personal loans because the value of your property is used as collateral.

Home Equity Line of Credit Lock Feature: You can switch outstanding variable interest rate balances to a fixed rate during the draw period using the chase fixed rate Lock Option. You may have up to five separate locks on a single HELOC account at one time.

Home equity loan interest rates are typically lower than rates for credit cards and personal loans. This is especially important if you’re weighing whether to use a home equity loan or a personal loan to consolidate your existing debt, for example.